:root{
  --fl-cream:#fff8ee; --fl-cream2:#fdeed7; --fl-sand:#fde3c4;
  --fl-terra:#c2410c; --fl-terra-d:#9a3412; --fl-teal:#0f5257; --fl-teal-l:#cfe7e4;
  --fl-ink:#2b2622; --fl-mute:#5b524a; --fl-line:#2b2622;
  --fl-r:20px; --fl-b:2px solid var(--fl-ink);
  --fl-sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --fl-serif:Georgia,"Iowan Old Style",Charter,serif;
}
html{font-size:100%;scroll-behavior:smooth}
html:has(#fl-ts-2:checked){font-size:112.5%}
html:has(#fl-ts-3:checked){font-size:128%}
*,*::before,*::after{box-sizing:border-box}
.fl-body{margin:0;background:var(--fl-cream);color:var(--fl-ink);font-family:var(--fl-sans);font-size:1.25rem;line-height:1.7;-webkit-text-size-adjust:100%}
.fl-ts-input{position:absolute;opacity:0;pointer-events:none}
.fl-wrap{width:100%;max-width:1120px;margin:0 auto;padding:0 20px}
.fl-narrow{max-width:800px}
a{color:var(--fl-terra-d);text-decoration-thickness:2px;text-underline-offset:3px}
a:hover{color:var(--fl-teal)}
:focus-visible{outline:4px solid var(--fl-teal);outline-offset:3px;border-radius:6px}
.fl-skip{position:absolute;left:-999px;top:8px;background:var(--fl-ink);color:#fff;padding:12px 18px;border-radius:12px;z-index:50}
.fl-skip:focus{left:12px}
h1,h2,h3{font-family:var(--fl-serif);line-height:1.2;color:var(--fl-ink);font-weight:700}
h1{font-size:clamp(2rem,5.2vw,3.1rem);margin:.4em 0 .5em}
h2{font-size:clamp(1.6rem,3.6vw,2.1rem);margin:1.8em 0 .5em}
h3{font-size:1.4rem;margin:1.5em 0 .4em}
p,li{max-width:68ch}

/* header */
.fl-top{background:#fff;border-bottom:var(--fl-b)}
.fl-top-row{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:14px;padding-bottom:10px;flex-wrap:wrap}
.fl-brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--fl-ink)}
.fl-wordmark{display:flex;flex-direction:column;line-height:1.05;font-family:var(--fl-serif);font-size:1.5rem}
.fl-wordmark b{color:var(--fl-terra-d)}.fl-wordmark i{font-style:normal;color:var(--fl-teal);font-size:1rem;letter-spacing:.2em;text-transform:uppercase;font-family:var(--fl-sans);font-weight:700}
.fl-textsize{display:flex;align-items:center;gap:6px;font-size:1rem}
.fl-ts-cap{font-weight:700;margin-right:4px}
.fl-textsize label{cursor:pointer;display:grid;place-items:center;width:46px;height:46px;border:var(--fl-b);border-radius:14px;background:var(--fl-cream);font-family:var(--fl-serif);font-weight:700;line-height:1}
.fl-ts-l1{font-size:15px}.fl-ts-l2{font-size:20px}.fl-ts-l3{font-size:26px}
#fl-ts-1:checked~.fl-top .fl-ts-l1,#fl-ts-2:checked~.fl-top .fl-ts-l2,#fl-ts-3:checked~.fl-top .fl-ts-l3{background:var(--fl-terra);color:#fff;border-color:var(--fl-terra-d)}
#fl-ts-1:focus-visible~.fl-top .fl-ts-l1,#fl-ts-2:focus-visible~.fl-top .fl-ts-l2,#fl-ts-3:focus-visible~.fl-top .fl-ts-l3{outline:4px solid var(--fl-teal);outline-offset:3px}
.fl-nav{display:flex;flex-wrap:wrap;gap:8px;padding-bottom:14px}
.fl-nav-a{display:inline-flex;align-items:center;min-height:52px;padding:0 20px;border:var(--fl-b);border-radius:999px;text-decoration:none;color:var(--fl-ink);font-weight:700;font-size:1.05rem;background:#fff}
.fl-nav-a:hover{background:var(--fl-sand);color:var(--fl-ink)}
.fl-nav-a.is-here{background:var(--fl-teal);color:#fff;border-color:var(--fl-teal)}

/* buttons, inputs */
.fl-btn{display:inline-flex;align-items:center;justify-content:center;min-height:60px;padding:0 30px;border-radius:var(--fl-r);border:var(--fl-b);font:700 1.15rem var(--fl-sans);text-decoration:none;cursor:pointer;transition:transform .12s,box-shadow .12s}
.fl-btn-main{background:var(--fl-terra);color:#fff;border-color:var(--fl-terra-d);box-shadow:0 5px 0 var(--fl-terra-d)}
.fl-btn-main:hover{color:#fff;background:var(--fl-terra-d);transform:translateY(2px);box-shadow:0 3px 0 #6b2509}
.fl-btn-line{background:#fff;color:var(--fl-ink);box-shadow:0 5px 0 var(--fl-ink)}
.fl-btn-line:hover{background:var(--fl-sand);color:var(--fl-ink);transform:translateY(2px);box-shadow:0 3px 0 var(--fl-ink)}
.fl-btn-xl{min-height:72px;font-size:1.3rem}
.fl-label{display:block;font-weight:700;margin:1em 0 .3em}
.fl-input{width:100%;min-height:60px;padding:10px 18px;border:var(--fl-b);border-radius:16px;background:#fff;font:inherit;font-size:1.15rem;color:var(--fl-ink)}
.fl-input-xl{min-height:72px;font-size:1.5rem}
textarea.fl-input{min-height:12em}
.fl-cta-row{display:flex;flex-wrap:wrap;gap:16px;margin-top:1.4em}

/* search slot */
.fl-search-wrap{padding-top:18px}
.fl-search-row{display:flex;gap:12px;flex-wrap:wrap}
.fl-search-row .fl-input{flex:1 1 240px;width:auto}
.fl-search-sm .fl-search-form{background:var(--fl-teal-l);border:var(--fl-b);border-radius:var(--fl-r);padding:10px}
.fl-search-sm .fl-btn{min-height:60px}
.fl-search-big .fl-search-form{background:#fff;border:var(--fl-b);border-radius:28px;padding:14px 22px 22px;box-shadow:8px 8px 0 var(--fl-teal)}
.fl-search-big{margin:1.4em 0}

/* hero */
.fl-hero{background:linear-gradient(var(--fl-cream2),var(--fl-cream));padding:36px 0 20px}
.fl-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;align-items:center}
.fl-kicker{display:inline-block;background:var(--fl-teal);color:#fff;font-weight:700;font-size:.95rem;padding:6px 16px;border-radius:999px;margin:0}
.fl-lede{font-size:1.35rem;color:var(--fl-mute)}
.fl-hero-art{width:100%;height:auto;max-width:520px;display:block;margin:0 auto}
.fl-home-body{padding-top:20px}
.fl-h2-center{text-align:center}
.fl-quick-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;margin-top:26px}
.fl-tile{display:flex;flex-direction:column;gap:6px;background:#fff;border:var(--fl-b);border-radius:var(--fl-r);padding:24px;text-decoration:none;color:var(--fl-ink);box-shadow:6px 6px 0 var(--fl-sand);transition:transform .12s}
.fl-tile:hover{transform:translate(-2px,-2px);color:var(--fl-ink);box-shadow:8px 8px 0 var(--fl-terra)}
.fl-tile-t{font-family:var(--fl-serif);font-weight:700;font-size:1.3rem;line-height:1.25}
.fl-tile-d{font-size:1rem;color:var(--fl-mute);line-height:1.5}
.fl-tile-go{margin-top:auto;font-weight:700;color:var(--fl-terra-d);padding-top:8px}
.fl-lookup-band{margin:50px auto}
.fl-lookup-card{background:var(--fl-sand);border:var(--fl-b);border-radius:32px;padding:30px}

/* prose */
.fl-prose{padding-bottom:10px}
.fl-prose ul,.fl-prose ol{padding-left:1.4em}
.fl-prose li{margin:.45em 0}
.fl-prose table{width:100%;border-collapse:separate;border-spacing:0;border:var(--fl-b);border-radius:16px;overflow:hidden;margin:1.4em 0;font-size:1.05rem;line-height:1.5;background:#fff}
.fl-prose th,.fl-prose td{padding:12px 14px;text-align:left;vertical-align:top;border-bottom:1px solid #d9cdbd}
.fl-prose thead th,.fl-prose th[scope=col]{background:var(--fl-teal);color:#fff}
.fl-prose tr:last-child td,.fl-prose tr:last-child th{border-bottom:0}
.fl-prose blockquote{margin:1.4em 0;padding:16px 22px;border-left:8px solid var(--fl-terra);background:#fff;border-radius:0 16px 16px 0;font-family:var(--fl-serif);font-size:1.3rem}
.short-answer{background:#fff;border:var(--fl-b);border-left:12px solid var(--fl-terra);border-radius:var(--fl-r);padding:20px 24px;font-size:1.3rem;font-weight:600;line-height:1.55;margin:0 0 1.2em}
.fl-callout{background:var(--fl-teal);color:#fff;border-radius:28px;padding:24px 28px;margin:1.8em 0}
.fl-callout h3{color:#fff;margin-top:0}
.fl-callout a{color:#fff}
.fl-callout p{margin:.4em 0}

/* article */
.fl-article{max-width:820px;padding-bottom:30px}
.fl-crumbs{font-size:1rem;color:var(--fl-mute);margin:20px 0 0}
.fl-byline{display:flex;gap:14px;align-items:center;font-size:1rem;line-height:1.45;color:var(--fl-mute);margin:0 0 1.4em}
.fl-byline svg{flex:none}
.fl-faq{margin-top:2.5em}
.fl-faq details{background:#fff;border:var(--fl-b);border-radius:16px;margin:12px 0;padding:0}
.fl-faq summary{cursor:pointer;padding:16px 20px;font-weight:700;list-style:none;display:flex;justify-content:space-between;gap:12px}
.fl-faq summary::after{content:"+";font-size:1.6rem;line-height:1;color:var(--fl-terra)}
.fl-faq details[open] summary::after{content:"\2212"}
.fl-faq details p{padding:0 20px 18px;margin:0}
.fl-authorbox{display:flex;gap:18px;align-items:center;background:var(--fl-teal-l);border:var(--fl-b);border-radius:var(--fl-r);padding:20px;margin:2.5em 0 1em}
.fl-authorbox p{margin:.2em 0}.fl-ab-n{font-family:var(--fl-serif);font-weight:700;font-size:1.3rem}.fl-ab-s{font-size:.95rem}
.fl-more-guides ul{list-style:none;padding:0;display:grid;gap:12px}
.fl-more-guides a{display:block;padding:16px 20px;background:#fff;border:var(--fl-b);border-radius:16px;font-weight:700;text-decoration:none}
.fl-more-guides a:hover{background:var(--fl-sand)}

/* page bits */
.fl-pagehead{padding-top:20px}
.fl-upd{color:var(--fl-mute);font-size:1rem;margin-top:-.5em}
.fl-author-head{display:flex;gap:26px;align-items:center;flex-wrap:wrap;padding-top:26px}
.fl-role{color:var(--fl-terra-d);font-weight:700;margin:0}
.fl-art-list{list-style:none;padding:0;display:grid;gap:12px}
.fl-art-list a{display:flex;flex-direction:column;padding:16px 20px;background:#fff;border:var(--fl-b);border-radius:16px;text-decoration:none;color:var(--fl-ink)}
.fl-art-list span{font-size:.95rem;color:var(--fl-mute)}
.fl-facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin:1.4em 0}
.fl-facts div{background:#fff;border:var(--fl-b);border-radius:16px;padding:12px 18px}
.fl-facts dt{font-size:.9rem;color:var(--fl-mute);text-transform:uppercase;letter-spacing:.08em}
.fl-facts dd{margin:0;font-weight:700;font-size:1.3rem}
.fl-result{margin:1.6em 0;background:var(--fl-sand);border:var(--fl-b);border-radius:28px;padding:10px 26px 24px}
.fl-notes li{margin:.6em 0}
.fl-honest{background:#fff;border-radius:16px;padding:14px 18px;border:var(--fl-b)}
.fl-states{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px;margin:30px 0}
.fl-state{background:#fff;border:var(--fl-b);border-radius:var(--fl-r);padding:6px 20px 16px}
.fl-state h2{font-size:1.4rem;margin:.7em 0 .3em}
.fl-state ul{list-style:none;padding:0;margin:0}
.fl-state a{display:flex;gap:12px;padding:6px 0;text-decoration:none;color:var(--fl-ink);line-height:1.35;font-size:1.05rem;min-height:44px;align-items:center}
.fl-state a b{background:var(--fl-terra);color:#fff;border-radius:10px;padding:2px 10px;font-size:1rem}
.fl-state a:hover span{text-decoration:underline}
.fl-chips{display:flex;flex-wrap:wrap;gap:10px;max-width:none}
.fl-chips a{padding:8px 18px;border:var(--fl-b);border-radius:999px;background:#fff;text-decoration:none;font-weight:700}
.fl-form-big{margin:1em 0}
.fl-hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.fl-errors,.fl-thanks{border:var(--fl-b);border-radius:var(--fl-r);padding:12px 22px;margin:1em 0}
.fl-errors{background:#fee2d5;border-color:var(--fl-terra-d)}
.fl-thanks{background:var(--fl-teal-l);display:flex;gap:16px;align-items:center}
.fl-contact .fl-btn{margin-top:1.4em}

/* person strip + footer */
.fl-person{background:var(--fl-terra);color:#fff;margin-top:50px;border-top:var(--fl-b)}
.fl-person-in{display:flex;gap:22px;align-items:center;padding-top:28px;padding-bottom:28px}
.fl-person p{margin:.2em 0}
.fl-person-h{font-family:var(--fl-serif);font-size:1.7rem;font-weight:700;line-height:1.2}
.fl-foot{background:var(--fl-ink);color:#eee4d8;padding-top:40px;font-size:1.05rem}
.fl-foot a{color:#fff}
.fl-foot-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:30px}
.fl-foot h2{font-size:1.1rem;font-family:var(--fl-sans);text-transform:uppercase;letter-spacing:.12em;margin:0 0 .6em;color:#f8b98d}
.fl-foot ul{list-style:none;padding:0;margin:0}
.fl-foot li{margin:0}
.fl-foot li a{display:inline-block;padding:6px 0;line-height:1.4}
.fl-foot .fl-wordmark b{color:#fff}.fl-foot .fl-wordmark i{color:#9fd5d0}.fl-foot .fl-brand{color:#fff}
.fl-foot-base{padding-top:24px;padding-bottom:30px;font-size:.95rem}
.fl-foot-base svg{display:block;margin-bottom:10px}

@media(max-width:820px){
  .fl-hero-grid{grid-template-columns:1fr}
  .fl-hero-art-wrap{order:-1;max-width:340px;margin:0 auto}
  .fl-foot-grid{grid-template-columns:1fr}
  .fl-person-in{flex-direction:column;align-items:flex-start}
  .fl-body{font-size:1.15rem}
  .fl-btn{width:100%}
  .fl-search-big .fl-search-form{box-shadow:5px 5px 0 var(--fl-teal)}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media(max-width:560px){.short-answer{font-size:1.1rem;padding:16px 18px}}

/* format elements: definition lists, transcripts, scripts, nested flows, checklists, mistakes, wide tables */
.fl-tldr{background:var(--fl-sand);border:var(--fl-b);border-radius:var(--fl-r);padding:14px 20px;font-size:1.1rem;margin:0 0 1em}
.fl-case-note{background:#fff;border:2px dashed var(--fl-ink);border-radius:16px;padding:12px 18px;font-size:1rem;color:var(--fl-mute)}
.fl-lead-in{font-family:var(--fl-serif);font-size:1.3rem;color:var(--fl-mute)}
.fl-tablewrap{overflow-x:auto;margin:1.4em 0;-webkit-overflow-scrolling:touch}
.fl-tablewrap table{margin:0;min-width:540px}
.fl-prose table.fl-cheat{font-size:1rem}
.fl-prose table.fl-cheat th,.fl-prose table.fl-cheat td{padding:8px 12px}
.fl-prose table.fl-matrix{min-width:760px;font-size:.95rem}
.fl-prose table.fl-matrix tbody th,.fl-prose table.fl-cheat tbody th,.fl-prose table.fl-privacy tbody th{background:var(--fl-cream2);font-weight:700}
.fl-prose table.fl-privacy{min-width:620px}
.fl-compact{list-style:none;padding-left:0!important}
.fl-compact li{border-left:6px solid var(--fl-teal);background:#fff;padding:8px 14px;margin:8px 0;border-radius:0 12px 12px 0;line-height:1.5}
.fl-def{margin:1.2em 0;display:grid;gap:0;border:var(--fl-b);border-radius:16px;overflow:hidden;background:#fff}
.fl-def dt{font-family:var(--fl-serif);font-weight:700;font-size:1.15rem;background:var(--fl-teal-l);padding:10px 16px 2px}
.fl-def dd{margin:0;padding:2px 16px 12px;border-bottom:1px solid #d9cdbd;line-height:1.5}
.fl-def dd:last-child{border-bottom:0}
.fl-checks{list-style:none;padding-left:0!important}
.fl-checks li{position:relative;padding:10px 14px 10px 54px;margin:10px 0;background:#fff;border:var(--fl-b);border-radius:14px;line-height:1.55}
.fl-checks li::before{content:"";position:absolute;left:14px;top:14px;width:24px;height:24px;border:3px solid var(--fl-teal);border-radius:6px;background:#fff}
.fl-checks li::after{content:"";position:absolute;left:22px;top:17px;width:7px;height:14px;border:solid var(--fl-terra);border-width:0 4px 4px 0;transform:rotate(40deg)}
.fl-prose blockquote.fl-script{font-family:var(--fl-sans);font-size:1.2rem;font-weight:600;border-left-color:var(--fl-teal);margin:.6em 0}
.fl-prose blockquote.fl-script p{margin:.2em 0}
.fl-use{font-size:1rem;color:var(--fl-mute);margin:.2em 0 1.2em}
.fl-prose pre.fl-pre{white-space:pre-wrap;word-break:break-word;font:inherit;font-size:1.1rem;background:#fff;border:2px dashed var(--fl-teal);border-radius:16px;padding:14px 18px;margin:.8em 0}
.fl-prose blockquote.fl-tx{font-family:var(--fl-sans);font-size:1.1rem;border-left-color:var(--fl-teal);padding:10px 20px;margin:1em 0 .3em}
.fl-prose blockquote.fl-tx p{margin:.5em 0}
.fl-aside{font-size:1rem;color:var(--fl-ink);background:var(--fl-teal-l);border-radius:12px;padding:10px 16px;margin:.3em 0 1.2em 20px}
.fl-flow,.fl-flow ul{list-style:none;padding-left:0!important}
.fl-flow ul{margin:.4em 0 .4em 12px;padding-left:16px!important;border-left:4px solid var(--fl-teal-l)}
.fl-flow li{margin:.5em 0;line-height:1.5}
.fl-flow>li{font-weight:700}
.fl-flow>li li{font-weight:400}
.fl-flow li.fl-do,.fl-flow .fl-do-inline{color:var(--fl-ink)}
.fl-flow li.fl-do{background:var(--fl-sand);border-radius:10px;padding:8px 12px 8px 36px;position:relative}
.fl-flow li.fl-do::before{content:"\2192";position:absolute;left:12px;top:8px;font-weight:700;color:var(--fl-terra-d)}
.fl-flow .fl-do-inline{font-weight:700;color:var(--fl-terra-d)}
.fl-mistakes{list-style:none;counter-reset:fl-m;padding-left:0!important}
.fl-mistakes>li{counter-increment:fl-m;position:relative;padding:14px 18px 6px 76px;margin:18px 0;background:#fff;border:var(--fl-b);border-radius:var(--fl-r)}
.fl-mistakes>li::before{content:counter(fl-m);position:absolute;left:16px;top:14px;width:46px;height:46px;border-radius:50%;background:var(--fl-terra);color:#fff;font:700 1.5rem/46px var(--fl-serif);text-align:center}
.fl-m-t{display:block;font-family:var(--fl-serif);font-size:1.3rem;line-height:1.25;margin-bottom:.3em}
.fl-m-fix{background:var(--fl-teal-l);border-radius:12px;padding:8px 14px;margin:.4em 0}
.fl-clauses,.fl-clauses ol{list-style:none;padding-left:0!important;counter-reset:fl-c}
.fl-clauses>li{counter-increment:fl-c;margin:1.2em 0}
.fl-clauses>li>strong{font-family:var(--fl-serif);font-size:1.3rem}
.fl-clauses>li>strong::before{content:counter(fl-c) ". ";color:var(--fl-terra-d)}
.fl-clauses>li>ol{counter-reset:fl-s;margin-top:.3em}
.fl-clauses>li>ol>li{counter-increment:fl-s;position:relative;padding-left:3.2em;margin:.5em 0}
.fl-clauses>li>ol>li::before{content:counter(fl-c) "." counter(fl-s);position:absolute;left:0;font-weight:700;color:var(--fl-teal)}
.fl-timeline{list-style:none;padding-left:0!important;border-left:4px solid var(--fl-teal);margin-left:10px}
.fl-timeline li{position:relative;padding:4px 0 4px 22px;margin:.7em 0}
.fl-timeline li::before{content:"";position:absolute;left:-12px;top:14px;width:16px;height:16px;border-radius:50%;background:var(--fl-terra);border:3px solid var(--fl-cream)}
.fl-timeline time{font-weight:700}
.fl-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:1.2em 0}
.fl-cards-q{grid-template-columns:repeat(3,1fr)}
.fl-card a{overflow-wrap:anywhere}
.fl-card{background:#fff;border:var(--fl-b);border-radius:var(--fl-r);padding:14px 20px;box-shadow:5px 5px 0 var(--fl-sand)}
.fl-card h2,.fl-card h3{font-size:1.25rem;margin:.2em 0 .3em}
.fl-card p{margin:.3em 0;font-size:1.05rem;line-height:1.55}
.fl-cards-q .fl-card{box-shadow:5px 5px 0 var(--fl-teal-l)}
.fl-blocks{display:grid;gap:14px;margin:1em 0}
.fl-block{border-left:10px solid var(--fl-terra);background:#fff;border-radius:0 var(--fl-r) var(--fl-r) 0;padding:6px 20px 10px}
.fl-block:nth-child(even){border-left-color:var(--fl-teal)}
.fl-block h2{font-size:1.3rem;margin:.5em 0 .2em}
.fl-block p{margin:.2em 0}
.fl-block-key{background:var(--fl-sand);border:var(--fl-b);border-left-width:10px}
@media(max-width:700px){.fl-cards,.fl-cards-q{grid-template-columns:1fr}}
@media(max-width:560px){
  .fl-mistakes>li{padding-left:18px;padding-top:70px}
  .fl-checks li{padding-left:50px}
  .fl-aside{margin-left:8px}
}